If you’re missing a tooth or two, you’ve heard about the benefits of dental implants. Unfortunately, you might not believe they are for you because of their price, but this couldn’t be further from the truth. If you have dental insurance, you can use your coverage to help offset the cost of the treatment; however, if you don’t act fast, you can miss your opportunity for a complete smile. At the end of the year, your insurance policy will expire. Here’s how you can invest in dental implants without breaking the bank.
How Much Do Dental Implants Cost?
There isn’t a set price for dental implants because the fee is determined by your individual treatment plan, such as the number of teeth you’re treating and if you need any additional procedures. On average, you can expect to pay more if you’re replacing several teeth because you’ll require multiple posts, abutments, and restorations. Thankfully, your dental insurance can be used to lower your out-of-pocket expense.
Does Insurance Cover Dental Implants?
Every policy differs, but most insurance plans can be used to help reduce the amount you need to pay for certain steps in your treatment by as much as 80%, like the consultation, X-rays, tooth extractions, or restorations. By paying your monthly premiums and your annual deductible, you’ll have access to a yearly allowance of about $1,500.
Your dental team will work on your behalf with your insurance carrier to file the necessary claim forms, so you have one less thing to worry about. They will maximize your benefits to keep your treatment affordable. They can even split the fees into next year to keep it within your budget.
Your dentist will take the time to explain how your benefits are being used and if there’s a remaining balance. There are several options to cover any out-of-pocket expense, like third-party financing with CareCredit. In addition, your treatment is performed in several stages over multiple months, so you won’t need to pay the entire amount upfront to better accommodate your budget
Don’t Wait Until It’s Too Late
As we enter the last few weeks of the year, your dental policy is about to expire. You won’t be reimbursed for anything you don’t use, and nothing will accumulate into 2021. With less than 3% of people meeting or exceeding their annual limits, you likely have several benefits remaining. Don’t throw money away. You can use your dental insurance to invest in a complete smile. Schedule your consultation for dental implants in Waverly before the end of the year.
About Dr. Jonathan Smiley
Dr. Smiley earned his dental degree at the Southern Illinois University School of Dental Medicine. He has undergone advanced training at the Dawson Dental Academy to treat complex oral health issues, like tooth loss. If you’re ready to replace your missing teeth, contact our office today to see if you’re a candidate for dental implants. We are in-network with many insurance companies to rebuild your smile without draining your wallet.